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Wednesday, Dec. 17, 2008
Yes, but be patient—unfavorable information cannot just be deleted. The data that go into your credit score can be divided into five categories. Payment history: This is the most crucial component of your credit. Make your loan, utility and other bill payments on time. Pay down large loan balances with more than just the minimum...
Wednesday, Dec. 17, 2008
Contrary to the headlines, banks are still lending money. As long as you have excellent credit, your ability to secure a loan or a line of credit is largely immune to the current economic meltdown that has turned the nation’s top lenders into wards of the state. Those with less than excellent credit face higher...

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